What you really need to know about Liability Insurance

This time round, Insurance Spectator brings you Important Information about Liability Insurance in Uganda, Kenya, Rwanda – East Africa 

Liability insurance is a very broad super set that covers legal claims against the insured.


Many types of insurance include an aspect of liability coverage. For example, a homeowner’s insurance policy will normally include liability coverage which protects the insured in the event of a claim brought by someone who slips and falls on the property; automobile insurance also includes an aspect of liability insurance that indemnifies against the harm that a crashing car can cause to others’ lives, health, or property. Types include:

• Public liability insurance covers a business or organization against claims should its operations injure a member of the public or damage their property in some way. 
• Directors and officers liability insurance (D&O) protects an organization (usually a corporation) from costs associated with litigation resulting from errors made by directors and officers for which they are liable. 
• Environmental liability insurance protects the insured from bodily injury, property damage and cleanup costs as a result of the dispersal, release or escape of pollutants. 

 - See more at: http://www.insurancespectator.com/really-need-know-liability-insurance